The Current State of Student Debt and Forgiveness

This webinar is designed for county HR and leadership teams seeking practical ways to support employees struggling with student debt.

Over 9 million public service workers, including full-time county employees, are eligible for Public Service Loan Forgiveness. Yet fewer than 3 percent have successfully received relief.

The issue is not eligibility. It is awareness, complexity, and follow-through.

Please join us as we speak with student debt forgiveness expert Tony Raffa, who will clarify today’s student debt landscape, including:

• What recent policy and executive actions mean for public sector employees
• How Department of Education changes affect forgiveness eligibility, timelines, and compliance
• Which student debt relief programs do employees actually qualify for today
• The current status of the SAVE program
• Common application errors that delay or derail forgiveness
• Rising delinquency and repayment restart risks
• What HR teams need to know about collections, wage garnishment notices, and employer responsibilities

Attendees will also see how a new student debt navigation tool helps employees estimate their potential forgiveness, avoid costly mistakes, and reduce annual payments by an average of $2,244.

For HR teams, this means a scalable way to offer meaningful financial support without adding administrative burden.